Posts tagged Mortgages
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National links: Houston METRO suspends transformational BRT project
Houston METRO shelves important BRT corridor. A collapsed road connecting Idaho and Wyoming reveals housing issues on both sides. Supercommuter numbers increase again. Keep reading…
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National links: Always warehouses in Philadelphia
Philadelphia warehouse boom. Introducing the “groundscaper.” AI traffic models are only as good as input data. Keep reading…
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National links: A retrospective on eight years of scooter sharing
Looking back on the impact of e-scooters. Interest rates gum up existing housing stock. Researchers in Australia find links between car exhaust and brake pad particulates and Alzheimer’s. Keep reading…
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National links: Rise of SUVs hampered motor emission reductions from 2010 to 2022
The proliferation of SUVs significantly hampered motor emission reductions in the last decade. Suggestions to build political consensus around policies that de-center car use in cities. How the 30-year mortgage creates a bifurcated market of “haves and have-nots.” Keep reading…
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As Virginia’s eviction moratorium ends, the state scrambles to offer relief to those in need
Virginia recently launched the Virginia Rent and Mortgage Relief Program (RMRP), which uses $50 million in funding from the CARES Act to provide assistance to renters and homeowners. The relief program launched the same day Virginia’s statewide evictions moratorium expired, meaning that thousands of people can now be called to court for overdue rent or mortgage payments. Keep reading…
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Here are three things you need to know to get land-use woke
Increasingly our national dialogue about housing affordability is looking at land use as both the problem and the place for solutions. America’s history of land use is fundamentally racist, exclusionary, and exploitative, and if we’re going to have conversations about where to go in this policy space, we need to discuss what got us here. Keep reading…
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Banks find loopholes to deny blacks and Latinos home loans at twice the rate of whites
Here in the Washington region, African Americans are 2.2 times as likely to be denied a home mortgage loan compared to whites, an analysis from Reveal News shows. Latinos are 1.9 times as likely to be denied — even when controlling for factors like the applicant’s income, loan amount, and neighborhood. Keep reading…
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Three things you need to know to get land-use woke
America’s history of land use is fundamentally racist, exclusionary, and exploitative. If we’re going to have productive conversations about where to go, we need to understand what got us here. Keep reading…
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Ending this federal giveaway for rich homeowners could lower housing costs
The Republican-led Congress may be geared to take up tax reform after the summer recess, and it may affect policies related to housing for millions of Americans. Notably, the Trump administration has indicated that it supports eliminating the Mortgage Interest Deduction, which allows homeowners to pay lower taxes. Keep reading…
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We give some millionaires $22k/year in housing assistance. Weird, right?
We often think about housing subsidies as money the government gives to low-income people to help them pay for a place to live. But the US actually gives far more housing aid via the tax code through deductions that go mainly to the country’s highest earners. Keep reading…