Posts tagged Payd Insurance
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Lunch links: Legislators taking action
Rosapape supports marriage equality; Protestors visit Boehner; Drinking? Sarles doesn’t want you; Ticer retiring; Evans pushes smoking; Iraq wants compensation for security walls; PAYD bill becomes PAYD anti-disclosure bill. Keep reading…
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Weekend links: Off and on the Hill
Real-time displays, displayed; Bye bye SmartBike; Transit benefit passes, but a little late?; It’s Bilbray, not Chaffetz; You get what you pay for; Height story focused on poor black areas?; As you an “autoist”?; Save on insurance as you don’t drive; And…. Keep reading…
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“All you can eat” driving promotes vehicular gluttony
Yesterday, we discussed how “all you can eat” pricing can incentivize transit ridership. What about driving? Keep reading…
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Pay-as-you-drive or pay-as-you-drive-safely?
Pay-as-you-drive auto insurance is an important tool to unbundle the costs of driving. Today, car insurance premiums depend on the driver’s record and amount of experience, but have almost nothing to do with whether the policyholder drives one thousand miles a year or one hundred thousand miles a year. The more you drive, the better deal you get on your insurance. That’s… Keep reading…
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Rewarding urban living in mortgages and insurance
For over 50 years, the U.S. economy has shaped itself around suburban development and car-centric life. From mortgages to insurance, companies assumed that the standard household occupied a detached single-family home and drove to work. This built-in bias meant that even as Americans, from young singles to empty nesters, started to crave walkable cities once more, the economic… Keep reading…
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Pay-as-you-drive insurance
One obstacle to transit ridership is that cars are mostly a sunk cost. Once you’ve already paid for the car or car loan, registration, insurance, maintenance, etc., the incremental cost of driving the car more is small (though growing, as gas prices rise). The variable costs are also largely hidden: you pay for gas ahead of time, not when you make the drive vs. train decision,… Keep reading…